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The Life Insurance Policy and Its Best Kept Secret Do you love someone deeply enough to spend your hard earned dollars on a life insurance premium -- month after month? After all, the benefit from a life insurance policy isn't for you. It's for the ones you love, but after you've gone. Life insurance is money paid to those who rely on you today to give them a secure standard of living, which they can lose in a heartbeat. This is money when they need it the most ... with no income tax or publicity. Buying a life insurance policy can be challenging because it isn't an easy subject matter to begin with. Most people get somewhat confused about how it works and whom they can trust enough to make the purchase. And there's an overwhelming number of companies and agents all clamoring for your attention. The purpose of this article is to help clarify a huge misconception about term life insurance. While doing this, I'll introduce you to what many knowledgable professionals consider to be the best kept secret in a life insurance policy. Buy term and invest the difference is a phrase touted by those ... including some life insurance agents ... who have absolutely no idea how much harm it's implementation can cause. The principle theory behind this idea is you no longer need a life insurance policy when you reach a certain age such as 55, 60 or 65. Supposedly your kids have finished school and are doing just fine earning their own income. And you and your spouse are living » Discuss it » Continue Reading »
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