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The Life Insurance Quote Business is Booming, but is the Insurance Quote Accurate?



The Life Insurance Quote Business is Booming, but is the Insurance Quote Accurate?

customer is not being told about the advantages of whole life insurance or the flexibility of universal life insurance?they are often just given a term life insurance quote as requested.

The life insurance agent of past would have talked to the client and done some fact finding before selling them something that may not fit their particular situation.

The online Life Insurance Quote industry has also affected the independent insurance broker.

Often times, the local broker is not trusted with the quote because the consumer has gone online and gotten a cheaper quote from an online quote service.

Misquotes are usually the result of the lack of fact finding on the part of the online insurance quote companies.

Customers would be much better off dealing with a licensed life insurance agent (who can broker any company out there; whatever suits the customer best) for their life insurance quotes.

So the next time you go online looking for the best term life insurance rate, consider that you may be making a mistake by dealing with a "call center".

Consider that the life insurance quote that you are receiving is only from the companies that they carry.

Consider calling on an independent life insurance broker for your term, whole life, and universal life insurance needs and information.

By: Ashley Brooks, CLTC

Ashley is the marketing vice president for the Family Life Insurance Brokerage Business and has a background in Health & Financial Underwriting, Insurance Plan Design, and "best deal" shopping.

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