|
Life Settlement: Towards A Free Market for Life Insurance can only sell to one buyer. Imagine if a homeowner, after living in the home for many years, was told that instead of being permitted to sell the home to any willing buyer, he or she could only sell it back to the original builder at the price determined by the builder. Clearly, no one would tolerate such a situation for homeowners, but it has existed for life insurance policy owners. For many years, policy owners have had only one buyer for their policies - the life insurers. The advent of a secondary market has lessened the monopoly power of life insurers and created a free market for policy owners to create value from and using their insurance. Before the advent of the secondary market, life insurance policies could not readily be sold, and it would have made little sense to speak of a policy's fair market value. By its very existence, this new and growing secondary market for life insurance bestows on every policy a fair market value like the owner's other financial assets. A life settlement can now be treated like any other financial vehicle. Jon Thomas has been involved in finance and insurance, specializing in emerging growth markets since 1979. http://www.life-settlementco.com « Previous Page « Last page » Discuss it »
Read More Articles, They Are Related to This Topic:;
Life Insurance Information
Life insurance is a personal insurance plan designed to pay out a sum of money on the death of the policyholder. Life...
Read it then read 2 comments about it
Senior Life Settlements- A New Financial Dawn Emerges
When delving deeper into the market-driven research on the myriads of reasons, motivations, and/or rationales for...
Read it then read 4 comments about it
Group Term Life Insurance And The Options Available
Group term life insurance is more affordable than individual life insurance policies because the costs to the insurer...
Read it then add your comment
How To Match The Right Insurance Policy To The 4 Stages Of Life
As we go through life our needs change. A Young man or women with a family has very different insurance needs then the...
Read it then read 2 comments about it
Term Life Insurance And Permanent Life Insurance
Term insurance and permanent insurance are two basic types of life insurance. Term life insurance is temporary, and it...
Read it then add your comment
| 
