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Term Life Insurance - A Safeguard for Small Business Owners be used to cover partners in a business who agree to a buy-sell arrangement. In this case, if one partner dies, the death benefit is used as a 'buyout' to purchase his half of the company from the family. That way, the family of the deceased partner isn't stuck with a business in which they have no interest, and the surviving partner isn't forced into accepting the family as a partner. Sometimes term life insurance isn't the best option. A whole life policy, for instance, allows you to use your investment in the policy to finance and fund projects, can help provide the basis for a retirement plan, or provide a cushion for the business to borrow against for expansion. Whether you choose whole life or term insurance, though, key person insurance is a protection that your company shouldn't be without. To view our list of recommended Life Insurance Companies, visit this page: Recommended Life Insurance Companies. Carrie Reeder is the owner of eZerk, an informational website with articles and the latest news about various topics. « Previous Page « Last page » Discuss it »
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